I would say the point is that you probably wont have to thrash it so much between the gears as the jumps from gear to gear will be smaller.
I think you will find that it won't let you pull higher gearing because if it wont pull say 4.4 final drive now against winds and up hills its not going to do it just because you put another gear in between getting there. You would need to change your power characteristics to achieve that.
The five speed will allow you to have a smoother, more driveable scoot but i cant see how your suddenly going to be able to pull higher gearing without changing down against winds and hills on the same set up.
Call me a c##t if you like
