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Re: insurance assessors

Posted: Wed May 04, 2016 4:28 pm
by drunkmunkey6969
Shuggie wrote:Donnie, the 350 book price was the value he quoted for pre accident condition!!!
What are your options here then....you got any room for manoeuvre with them?

Re: insurance assessors

Posted: Wed May 04, 2016 5:55 pm
by DigDug
I'd say no if they are quoting the Glass figure.

Without an "agreed value" that's what they use.

Re: insurance assessors

Posted: Wed May 04, 2016 9:06 pm
by Shuggie
Still waiting on them getting back to me, but he said he would have a look online etc at prices and "do his best for me" .....so we shall see , though being a pessimist i'm fearing the worst lol

Re: insurance assessors

Posted: Wed May 04, 2016 9:28 pm
by servetapaul
They are supposed to offer you enough to purchase one of 'similar age, mileage and condition from a REPUTABLE DEALER' not eBay or autotrader
look it up on the financial ombudsman web page.

Re: insurance assessors

Posted: Wed May 04, 2016 10:01 pm
by Shuggie
Thanks for that I'll have a look , but I'll be getting the rest of the scoots an agreed value with them soon as.......and fitted with tubeless rims as it was a front wheel blow out that caused the bloody accident in the first place!

Re: insurance assessors

Posted: Wed May 04, 2016 10:09 pm
by coaster
Eeww, front wheel blow out, that wouldn't have been pleasant, bonus that you are ok? As a matter of interest, what tires were fitted, at what pressure and did you have any load on the front (rack)?

Re: insurance assessors

Posted: Wed May 04, 2016 10:43 pm
by Shuggie
broke 6 ribs and fractured shoulder socket and shoulder blade.....but thankfully nothing coming the other way or I might not be here!!
running S83 tyres and Michelin tubes , no front rack and pressures as per manual for solo riding ......been using tubes for 25 years with no issues but once bitten twice shy as they say so tubeless from now on

Re: insurance assessors

Posted: Thu May 05, 2016 7:12 am
by bristolmod
were the tubeless rims declared to the Insurance company?

Re: insurance assessors

Posted: Thu May 05, 2016 8:21 am
by EddieStone
When I had a car accident years ago, I was smart enough to go to a solicitor for half an hour's free advice. He told me how much the damage and my injuries were worth, and told me to turn down the first two offers from the insurance company, and after the third it won't go up by much. The first offer was £250, he told me I should expect £1000, which is what they offered on the 2nd offer.

They're just trying it on. Someone once told me that you don't have to accept cash, and you can ask them to supply you with a scooter in the same condition and value as yours. I don't know if that's true or just someone's imagination.

Good luck.

Re: insurance assessors

Posted: Thu May 05, 2016 11:23 am
by YAMLAM
bristolmod wrote:were the tubeless rims declared to the Insurance company?
he was running tubed tyres.