Insurance and breakdown

[mr mugello]

Do most folks get breakdown cover through insurance company or go direct to AA ,etc ? Also when declaring non standard modifications, do you need to state completly everything , such as non standard seat, front dampers fitted, as well as general modifications like bigger cc kit ? Thanks

[bristolmod]

In theory you have to notify EVERYTHING. If you haven't and the claim is big enough, they will start to look for ways not to pay.

[Timbo]

Carole Nash includes breakdown plus European which is good for me as I go to France once a year. Think I've used them 4 times in 15 years and the service, now via the AA has always been very good and reasonably quick. I have 2 scooters and tell them the engine size only.

[davet]

I broke down on way back from a euro 40k from the ferry in Zeegbrugge, with four hours to spare. The phone call to CN started a nightmare. Summary is the AA wouldn't take me to the ferry. They took me in the other direction to a depot. 20 calls to CN and AA later, I ended up stuck in Belgium. CNZ Would not pay for hotel or taxi to hotel. They paid for flight back only. Scooter came back 3 weeks later damaged.

Lessons learned- Be pushy and video scooter ALL OVER if you have to leave it somewhere. It was the only thing that saved me.

[mr mugello]

Had what seems a decent quote from Allstyles including breakdown. No policy details given only quote. Read on a post something about a breakdown call out is classed as a claim. Is this policy still ongoing with some insurance companies ?Will ring Allstyles to check theirs.

[storkfoot]

....... I have 2 scooters and tell them the engine size only.

I'd say that's risky, particularly if you have a full on tuned scooter that was involved in a crash.

I've just insured a new scooter. I listed the precise GT186 engine, dual tank conversion, MB Clubman and 30mm PHBH. I forgot to mention things like sidepanels, rear shock and front dampers but I should have.

[mick1]

I listed everything I could think of, even the more obscure bits (pull down tensioner, different levers, wider rims, etc). I got an agreed valuation and the "modifications" didn't effect the original quote.

[dazblakey]

I listed everything I could think of, even the more obscure bits (pull down tensioner, different levers, wider rims, etc). I got an agreed valuation and the "modifications" didn't effect the original quote.

Who with mick

[philz]

I have breakdown cover for car which is personal. I rang them and it covers me for the scooter or any vehicle i use. Worth checking your car breakdown cover.

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[tavspeed]

i have rac recovery with my car,which covers me on any motor vehicle in the uk,i have been recovered twice on my lambretta in the past 4 years,lastly on sunday near malton,on the way back from scarborough,they turned up in 30 mins,and brought me home,
carol nash load the premium for recovery,i was paying £140 with carol nash,now pay £67 with bennets for fully comp no recovery.