Insurance and breakdown

General scooter chat, any scooter related non technical info.

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vespanic
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Re: Insurance and breakdown

Postby vespanic » Wed Apr 19, 2017 5:50 pm

Some of the breakdown insurances bought independently from the insurance cover may not cover you abroad because of age and engine size. Read policy carefully before relying on it.
On another note I once told Carole Nash about the upgrades (suspension, exhaust carb, gearbox etc) on my scooter and they were not interested apart from the cc. I now have it at an agreed value for my peace of mind.
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mick1
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Re: RE: Re: Insurance and breakdown

Postby mick1 » Wed Apr 19, 2017 6:50 pm

dazblakey wrote:
mick1 wrote:I listed everything I could think of, even the more obscure bits (pull down tensioner, different levers, wider rims, etc). I got an agreed valuation and the "modifications" didn't effect the original quote.

Who with mick

Sorry just saw the post.......Footman James
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Burnside
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Re: Insurance and breakdown

Postby Burnside » Fri Apr 21, 2017 10:11 am

vespanic wrote:Some of the breakdown insurances bought independently from the insurance cover may not cover you abroad because of age and engine size. Read policy carefully before relying on it.
On another note I once told Carole Nash about the upgrades (suspension, exhaust carb, gearbox etc) on my scooter and they were not interested apart from the cc. I now have it at an agreed value for my peace of mind.


I tried that with Carole Nash and they refused to insure me on a classic policy as too many modifications from standard...they even included the seat in that, so I went with Peter James, all mods declared, agreed values, Euro breakdown cover and beat everyone else on price too.

It would be foolish not to declare all modifications to insurers, as in case of a claim if they find something you did not declare then your insurance will be invalidated and they will not pay out.

Personally for breakdown cover I use Green Flag that I get included with my bank account, ok I have to pay for the account but when you take into consideration free breakdown, mobile phone insurance, travel insurance, etc. it works out loads cheaper.
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Scooterdude
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Re: Insurance and breakdown

Postby Scooterdude » Fri May 12, 2017 11:42 am

Just insured with Adrien s Flux, agreed value, all modifications, legal cover, free recovery + once from abroad. £118.
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Scooterdude
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Re: Insurance and breakdown

Postby Scooterdude » Fri May 12, 2017 11:49 am

Also Bennetts wanted £268 + £250 excess, waste of time them lot.
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ktmh5
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Re: Insurance and breakdown

Postby ktmh5 » Fri May 12, 2017 12:15 pm

Burnside wrote:
vespanic wrote:Some of the breakdown insurances bought independently from the insurance cover may not cover you abroad because of age and engine size. Read policy carefully before relying on it.
On another note I once told Carole Nash about the upgrades (suspension, exhaust carb, gearbox etc) on my scooter and they were not interested apart from the cc. I now have it at an agreed value for my peace of mind.


I tried that with Carole Nash and they refused to insure me on a classic policy as too many modifications from standard...they even included the seat in that, so I went with Peter James, all mods declared, agreed values, Euro breakdown cover and beat everyone else on price too.

It would be foolish not to declare all modifications to insurers, as in case of a claim if they find something you did not declare then your insurance will be invalidated and they will not pay out.

Personally for breakdown cover I use Green Flag that I get included with my bank account, ok I have to pay for the account but when you take into consideration free breakdown, mobile phone insurance, travel insurance, etc. it works out loads cheaper.


Strange how things differ for different people. I have just added my J50 with 230 Series 3 engine in with virtually everything modified to my Carole Nash policy and I kept stressing how modified it was but the guy just said "No Problem".
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